Our unparallel product for professionals helps you increase your workspace and take a professional leap of expansion.
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Who is eligible
- All Indian residents
- Any 21 year old adult
- Any salaried or a self-employed individual
- Loan eligibility will be derived on the basis of your repayment capacity as well as the value of property under consideration
- The loan can be applied for individually or jointly. However, all co-applicants need not be co-owners.
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What is the loan tenure
Maximum loan tenure of 25 years subject to:
- Your retirement age will be considered if you are salaried
- Your age at maturity will be considered if you are self- employed
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What are the repayment options
- Flexible loan installment plan
- Tranche based EMI
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What are the benefits
Purchase Re-sale Property, Under Construction or Ready to occupy property
- Avail loans for purchase of property from private developers, MHADA or any government authorized projects
- Tax benefit under Section 24 and 80C of Income Tax Act
- Approval of home loan even if property is yet to be selected
- Online management of Loan account
- Facility for funding for builder’s under construction and ready properties
- Quick processing and disbursal of housing loans
- You can apply for a Loan individually or with a co-applicant. Adding a co-applicant maximizes the loan amount. And adding a woman co-applicant helps getting a better interest rate. However, the co-applicant need not be co-owners.
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How much can loan amount be
- Minimum loan amount is 1 lac
- Maximum loan amount is 10 cr
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Rate of Interest
We offer you floating rate of interest. Our Home Loan rate of interest is starting @ 10.49%, which are linked to Shriram Housing’s Prime Lending rate (SHPLR). Currently, SHPLR is 15%