Quick Enquiry


I agree to the Terms & Conditions and I authorize Shriram Housing Finance Limited (SHFL) & its representatives to call or SMS/Whatsapp me with reference to my loan applications and also to make any enquiries regarding my credit history with them.
Home / Calculators / EMI Eligibility Calculator

About EMI Calculator

With our Home Loan EMI Calculator, you can now get approximate figures for the total payments due along with a break-up of the Home Loan repayment process. The calculations made by means of the Home Loan Calculator will be based on the loan tenure as well as the interest rates that are being levied on the same.

With our EMI Calculator for Home Loan, you can get a reasonable understanding about the ratio of the principal amount to the interest due, based on the effect of the Home Loan tenure and interest rates.

EMI Eligibility Calculator

Gross Income (Monthly) :
Tenure (Years) :
Rate of Interest :
Other EMIS :

Your Home loan Eligibility


Your Home Loan EMI will be


Note: These calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances or an assurance from SHFL on the calculations.

About SHFL

Shriram Housing Finance Limited (SHFL) is a housing finance organisation registered with the National Housing Bank (NHB). We are a part of the Shriram Group, with a rich legacy of almost five decades.

Know More
Easy Apply In Minutes
Minimal Documentation
Clear And Transparent Process
Safe Documentation Storage - ISO Certified
Dedicated Relationship Manager
Quick Disbursement

24x7 at your service

  • Mobile App

    Now, you can experience the benefits of home loans anywhere and anytime, without the need of a computer, on your mobile.

    Know more

Frequently Asked Questions

When is the right time to apply for a home loan?

From the time you decide to invest in real estate to the time you decide the final property, any time in between is a good time to apply for loans. The loan amount is sanctioned in principle so that you can know the loan amount limit. This will help you plan your other expenses involved during setting up your dream home.

Is home loan only for a ready property?

The good news is that you can avail a home loan for any ready property, under construction or if you are constructing your own house. The loan can also be applied before the commencement of the project.

Can I get an in-principle approval and actually avail of the loan later?

We are happy to say yes again! Before you choose the house you want to buy, we give you an in-principle approval based on your income and capacity to repay. This makes the entire process of identifying and buying a house easier and more flexible.

Who can be a co-applicant?

The Co-owners of the property for which loan has been sought can be co-applicants. The co-applicants must be blood relatives. Usually, joint applications are from husband-wife, father-son or mother-son.

Why should I have a co-applicant to the loan?

To maximize the sanctionable loan amount.. Adding a woman as co-applicant also helps in getting a better interest rate.

Need a loan? Get FREE quote instantly.