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About Shriram Housing Finance Limited

Shriram Housing Finance Limited (SHFL) is a housing finance company registered with the National Housing Bank (NHB) . We are promoted by Shriram City Union Ltd, our flagship company with 45 years of legacy.

We are happy to share that SHFL has been true to its commitment of helping people find their place in the world- we have helped our customers buy their dream home.

SHFL takes pride in its achievements and ability to bring a smile and a warm roof to its customers.

Our Vision
Housing for All
Implementing the National Vision of ‘Housing for All’ in our ‘Shriram’ way by reaching out to all section of the population with innovative home loan schemes
Our Mission
Finding Ways to Funding Homes
To serve the under-served population of the country in fulfilling their aspiration of owning a dream home by 'Finding Ways to Funding Homes'.
Our Values

Our Directors

Subramanian Jambunathan

Managing Director & CEO

Subramanian Jambunathan is a Management Graduate from IIM – Bangalore. He has a total work experience of over two decades in the banking and financial services sector across organisations like HSBC, Citibank, ANZ Grindlays Bank and IBM–India (then TISL). He successfully led independent businesses with complete P&L accountability, over the last 15 years. He has served in Senior Management roles in diverse functions ranging from business process reengineering to heading a business. He has been instrumental in building businesses in Assets, Credit Cards, consumer finance and Mortgages, rebuilding and reengineering debt management infrastructure and has also led branch banking teams.

Mr. Subramanian joined the Shriram Group in the year 2010. His role as an Executive Director at Shriram City Union Finance Limited entails building and growing the lending business across all the retail lending products (SME, Business Loans, Personal Loans, Mortgages and other collateralised loans), pan India.



Y.S. Chakravarti is a Non-Executive, Non-Independent Director on the Board of SHFL. He holds a degree of Bachelor of Commerce and is retail finance professional with proven skills and organizing abilities. He has worked in various assignments in the field of financial services for over 2 decades.



Murali is an Independent Director on the Board of SHFL. He holds degrees of Bachelors of Commerce, C.A. and I.C.W.A. A fellow member of the Institute of Chartered Accountants of India and an associate member of the Institute of Cost and Works Accountants of India and has to his credit more than three decades of experience in the field of accounts, finance & consultancy. He is a six-time elected Central Council member of ICAI for the period 2004–2016. He has been nominated by the Government and other bodies for several assignments and has held various positions in Chambers of Commerce & Industry as well as in the field of education.

Lakshminarayanan Priyadarshini

Independent Director

Ms. Priyadarshini is an Independent Director on the Board of SHFL. She holds a Post Graduate Diploma in Business Management (Marketing & Finance) and has a B.A. Honours (Economics) degree from Delhi University. In a career spanned over two decades she has a diverse work experience with local and global players such as HSBC, ABN AMRO, ICICI Bank, Reliance Industries - Corporate Treasury, GE India, IFCI and ONICRA. She has a wide experience in a variety of leadership roles in Business Development, Corporate & Retail sales, Corporate Banking, Key Account Management Business Strategy.

Our Group

Shriram Group is a conglomerate with over 45 years of experience and expertise founded by industry veterans Ramamurthy Thyagarajan, AVS Raja and T. Jayaraman. Started in April 1974, the company is headquartered in Chennai, Tamil Nadu, India. Shriram Group is among the pioneers in financing business.

The group begun as a chit fund business, but later achieved tall success and diversified into many more businesses like:
Commercial vehicle Financing
Consumer and Enterprise Finance
Retail stock Broking
Distribution of investment and insurance products

Our group has demonstrated corporate governance of the highest standard. We are a professionally run and board governed company.

SHFL Media

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