Calculate Your EMI

Loan Amount (₹)
1 L 10 Cr
Loan Tenure (Months)
12 300
Interest Rate (%)
8 % 25 %
Your EMI will be

Note: These calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances or an assurance from SHFL on the calculations

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Required Documents


KYC Documents

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Income Documents

Income Documents

Know your income documents to help us assess your loan amount and schedule

Property Documents

Property Documents

Know your property document to help us appraise your property

Frequently Asked Questions

From the time you decide to invest in real estate to the time you decide the final property, any time in between is a good time to apply for loans. The loan amount is sanctioned in principle so that you can know the loan amount limit. This will help you plan your other expenses involved during setting up your dream home.
The good news is that you can avail a home loan for any ready property, under construction or if you are constructing your own house. The loan can also be applied before the commencement of the project.
We are happy to say yes again! Before you choose the house you want to buy, we give you an in-principle approval based on your income and capacity to repay. This makes the entire process of identifying and buying a house easier and more flexible.
The Co-owners of the property for which loan has been sought can be co-applicants. The co-applicants must be blood relatives. Usually, joint applications are from husband-wife, father-son or mother-son.
To maximize the sanctionable loan amount.. Adding a woman as co-applicant also helps in getting a better interest rate.

Client Testimonials

  • The team was very transparent in communication and always felt like they are there by your side. Thanks SHFL for bringing back my trust in professional lenders.

    • Ajay Kumar
  • I would like to thank you and your team for the help and support you have extended in getting my loan approved. I am extremely pleased with their responsiveness, timeliness, service quality, courteous behavior in handling my questions and queries. They have always been there to make us understand our product and have never given up on addressing our every small concern.

    • T. Shanmugan

Introduction to SHFL

Do you remember that long courtyard in the middle of house where you played hopscotch as a child?

The memory of those days also takes you back to those grueling days of exam when you burnt the midnight oil sitting in your cozy room at the end of the hall. And you sure can’t forget that winding stair case where sat hidden to avoid being scolded for breaking the flower pot in the little balcony. What still makes you laugh is how you painted the walls of your room to the colour of the Indian flag during the cricket World Cup.

Such are the memories you have from your childhood home. Let us together recreate similar memories for your loved ones, let’s give them a place called home. We at SHFL take pride in those memories, emotions, identity, stability and community of what we all call Home.

Need we say more, that SHFL helps you own that dream place, so let’s create a home...

SHFL is a part of the Shriram Group which has 45 years’ legacy of trust, commitment and experience. We help you find your place in the world - your home.

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