Purchase of Property


Purchase your much awaited home with Shriram Housing Loans. We offer you tailor - made home loan with flexible EMI scheme with longer tenure.

Eligibility

  • You have to be an Indian Resident
  • You have to be minimum 21 years at the time of application
  • You can be a salaried or a self-employed individual
  • Your loan eligibility will be derived on basis of your repayment capacity as well as the value of property under consideration
  • You can apply individually or jointly for Home Loans. However, all co-applicants need not be co-owners.

Benefits

Purchase Re-sale Property, Under Construction or Ready to occupy property

  • We offer home loans for purchase of property from private developers, MHADA or any government authorised projects
  • Bouquet of schemes to make your house more affordable with lower EMI
  • Payment options to suit your needs
  • Transparent procedures and charges
  • Pan India branch network and door step service

Tenure

Maximum loan tenure of 20 years subject to:
  • Your retirement age will be considered if you are salaried
  • Your age at maturity will be considered if you are self- employed

Loan Amount

  • Minimum loan amount is 1 lac
  • Maximum loan amount is 75 lac
  • Subject to 80%* of the property and repayment capacity of the borrower

Repayment Options

  • Electronic Clearing System (ECS)/Post Date Cheques (PDC) /NACH

Rate of Interest

  • We offer you floating rate of interest. Our Home Loan rate of interest is starting @ 10.99%, which are linked to Shriram Housing’s Prime Lending rate (SHPLR). Currently, SHPLR is 15%
*Terms & Conditions apply. Credit at sole discretion of SHFL.


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