Avail Affordable
Housing loan
without any hassle
now
अब किसी भी
परेशानी के बिना सस्ती
हाउसिंग लोन का
लाभ उठाएं
સસ્તું હાઉસીંગ
લોનનો કોઈ પણ
સંજોગો વિના
ઉપયોગ કરો
ఇప్పుడు ఏ
అవాంతరం లేకుండా
స్థోమత గృహ
ఋణం పొందటం
Avail online
home loans
with minimal
documentation
कम से कम
कागझाद के साथ
लाभ उठाएं ऑनलाइन
होम लोन
ન્યૂનતમ દસ્તાવેજીકરણ
સાથે ઓનલાઇન
હોમ લોન
મેળવો
తక్కువ డాక్యుమెంటేషన్
తో ఆన్లైన్ హోమ్
రుణాలు
పొందండి
Benefits to Borrowers
  • Flexible schemes for informal segment to calculate loan eligibility e.g. No Income proof scheme for self-employed segment and special scheme for informal salaried segment
  • No penalty on part payment or pre-closure of loans for individual borrowers.
  • Take-over of existing loan with additional finance for personal use like marriage, higher education, medical emergency etc.
  • No hidden charges
  • Pan-India branch network with presence in 17 States and 1 Union Territory
  • Tie-ups with Third-party insurers to cover the property risk and mortality risk
Frequently Enquired
What is the right time to apply for a home loan?
You can apply for loan before or after selection of property. The loan amount is sanctioned in principle so that you can know the loan amount limit. This will help you plan your other expenses involved during setting up your dream home.
When can I apply for loan?
You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.
Can I get an in-principle approval and actually avail of the loan later?
What we do is, before you choose the house you want to buy, we give you an in-principle approval based on your income and capacity to repay. This makes the entire process of identifying and buying a house easier and more flexible. You won't be under pressure to identify a house as you know how much funds will be offered to you. This will help you plan your other expenses involved during setting up your dream home.
Who can be a co-applicant?
The Co-owners of the property for which financial assistance has been sought can be co-applicants. The co-applicants must be blood relatives. Usually joint applications are from husband-wife, father-son or mother-son.
List of Documents Required
Sr. No. Document Name
1 Application form duly filled and signed
2 KYC documents – ID proof, Residence proof, Signature proof, Age proof
3 Income documents –
a. Salaried – Salary slips, Form 16, bank statements
b. Self-employed – ITR with financial statements, bank statements
4 Property documents
Home loan
We provide loans for building and purchasing your dream home. You can also avail additional finance on your existing loan through our balance transfer scheme.
Read More
Loan against property
We provide Loan Against Property as collateral, for purchase of commercial property or for personal use.
Read More
Project finance
We provide financial assistance to builders and developers to meet the construction cost of their projects.
Read More
To avail scheme click if your household income is
About Shriram Housing Finance Ltd.
Shriram Housing Finance Ltd. (SHFL) is a Housing Finance Company registered with the National Housing Bank (NHB) and promoted by Shriram City Union Finance Ltd. (a flagship company of the 4 decades old, Chennai headquartered Shriram Group). We received the Certificate of Registration from NHB in August 2011, and commenced our lending operations from December 2011.

In addition to Shriram City Union Finance Limited, who hold 77.25% of the equity in our Company, Valiant Mauritius Partners FDI Limited is the other shareholder, holding the balance of 22.75%.
Shriram Group Companies

Registered Office

No.123, Angappa Naicken Street, Chennai - 600001

Head Office

Level 3, Wockhardt Towers, East Wing Bandra Kurla Complex,
Mumbai - 400051
Email : contact@shriramhousing.in
Phone : 1800-102-4345

Enquiry Form







I authorize Shriram Housing Finance Ltd. representative to call/sms/email me with reference to my enquiry

Avail Affordable
Housing loan
without any hassle
now
अब किसी भी
परेशानी के बिना सस्ती
हाउसिंग ऋण का
लाभ उठाएं
સસ્તું હાઉસીંગ
લોનનો કોઈ પણ
સંજોગો વિના
ઉપયોગ કરો
ఇప్పుడు ఏ
అవాంతరం లేకుండా
స్థోమత గృహ
ఋణం పొందటం
Avail online
home loans
with minimal
documentation
कम से कम
प्रलेखन के साथ
लाभ उठाएं ऑनलाइन
होम लोन
ન્યૂનતમ દસ્તાવેજીકરણ
સાથે ઓનલાઇન
હોમ લોન
મેળવો
తక్కువ డాక్యుమెంటేషన్
తో ఆన్లైన్ హోమ్
రుణాలు
పొందండి
Home loan
We provide loans for building and purchasing your dream home. You can also avail additional finance on your existing loan through our balance transfer scheme.
Read More
Loan against property
We provide Loan Against Property as collateral, for purchase of commercial property or for personal use.
Read More
Project finance
We provide financial assistance to builders and developers to meet the construction cost of their projects.
Read More
To avail scheme click if your household income is
Benefits to Borrowers
  • Flexible schemes for informal segment to calculate loan eligibility e.g. No Income proof scheme for self-employed segment and special scheme for informal salaried segment
  • No penalty on part payment or pre-closure of loans for individual borrowers.
  • Take-over of existing loan with additional finance for personal use like marriage, higher education, medical emergency etc.
  • No hidden charges
  • Pan-India branch network with presence in 17 States and 1 Union Territory
  • Tie-ups with Third-party insurers to cover the property risk and mortality risk
About Shriram Housing Finance Ltd.
Shriram Housing Finance Ltd. (SHFL) is a Housing Finance Company registered with the National Housing Bank (NHB) and promoted by Shriram City Union Finance Ltd. (a flagship company of the 3 decades old, Chennai headquartered Shriram Group). We received the Certificate of Registration from NHB in August 2011, and commenced our lending operations from December 2011.

In addition to Shriram City Union Finance Limited, who hold 77.25% of the equity in our Company, Valiant Mauritius Partners FDI Limited is the other shareholder, holding the balance of 22.75%.
Shriram Group Companies

Frequently Enquired
What is the right time to apply for a home loan?
You can apply for loan before or after selection of property. The loan amount is sanctioned in principle so that you can know the loan amount limit. This will help you plan your other expenses involved during setting up your dream home.
When can I apply for loan?
You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.
Can I get an in-principle approval and actually avail of the loan later?
What we do is, before you choose the house you want to buy, we give you an in-principle approval based on your income and capacity to repay. This makes the entire process of identifying and buying a house easier and more flexible. You won't be under pressure to identify a house as you know how much funds will be offered to you. This will help you plan your other expenses involved during setting up your dream home.
Who can be a co-applicant?
The Co-owners of the property for which financial assistance has been sought can be co-applicants. The co-applicants must be blood relatives. Usually joint applications are from husband-wife, father-son or mother-son.
List of Documents Required
Sr. No. Document Name
1 Application form duly filled and signed
2 KYC documents – ID proof, Residence proof, Signature proof, Age proof
3 Income documents –
a. Salaried – Salary slips, Form 16, bank statements
b. Self-employed – ITR with financial statements, bank statements
4 Property documents

Registered Office

No.123, Angappa Naicken Street, Chennai - 600001

Head Office

Level 3, Wockhardt Towers, East Wing Bandra Kurla Complex,
Mumbai - 400051
Email : contact@shriramhousing.in
Phone : 1800-102-4345

Enquiry Form







I authorize Shriram Housing Finance Ltd. representative to call/sms/email me with reference to my enquiry


I authorize Shriram Housing Finance Ltd. representative to call/sms/email me with reference to my enquiry