A beautiful home is all that we dream. We offer loan for enhancing or repairing your existing home.
- You have to be an Indian Resident
- You have to be minimum 21 years at the time of application
- You can be a salaried or a self-employed individual
- Your loan eligibility will be derived on basis of your repayment capacity as well as the value of property under consideration
- You can apply individually or jointly for Home Loans. However, all co-applicants need not be co-owners.
Loans for enhancing your home
- Loans for enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc.
- Payment options to suit your need
- Transparent procedure and charges.
- Pan India branch network and door step service
- Your retirement age will be considered if you are salaried
- Your age at maturity will be considered if you are self- employed
- Minimum loan amount 1 lac
- Maximum loan amount is 25 lac
- Subject to 70%* of the property and repayment capacity of the borrower
- Electronic Clearing System (ECS)/Post Date Cheques (PDC) /NACH
Rate of Interest
- We offer you floating rates, which are linked to Shriram Housing’s Prime Lending rate (SHPLR). Currently, SHPLR is 15%.
*Terms & Conditions apply. Credit at sole discretion of SHFL.