Renovation / Repair


A beautiful home is all that we dream. We offer loan for enhancing or repairing your existing home.

Eligibility

  • You have to be an Indian Resident
  • You have to be minimum 21 years at the time of application
  • You can be a salaried or a self-employed individual
  • Your loan eligibility will be derived on basis of your repayment capacity as well as the value of property under consideration
  • You can apply individually or jointly for Home Loans. However, all co-applicants need not be co-owners.

Benefits

Loans for enhancing your home

  • Loans for enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc.
  • Payment options to suit your need
  • Transparent procedure and charges.
  • Pan India branch network and door step service

Tenure

Maximum tenure of your loan can be 10 years subject to:
  • Your retirement age will be considered if you are salaried
  • Your age at maturity will be considered if you are self- employed

Loan Amount

  • Minimum loan amount 1 lac
  • Maximum loan amount is 25 lac
  • Subject to 70%* of the property and repayment capacity of the borrower

Repayment Options

  • Electronic Clearing System (ECS)/Post Date Cheques (PDC) /NACH

Rate of Interest

  • We offer you floating rates, which are linked to Shriram Housing’s Prime Lending rate (SHPLR). Currently, SHPLR is 15%.
*Terms & Conditions apply. Credit at sole discretion of SHFL.


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