Purchase of Commercial Property


We know how important it is for you to build your business empire. We provide you with loan to acquire a fully constructed commercial property to further grow your business in different geographies. Now, you can earn more by opening your branch in potential business area.

If you are a Doctor, Lawyer, Chartered Accountant or a Self Employed Businessman our loans will help you to get closer to your goals.

Eligibility

  • You have to be an Indian Resident
  • You have to be of minimum 21 years at the time of application
  • You can be a salaried or a self-employed individual
  • Your loan eligibility will be derived on basis of your repayment capacity as well as the value of property under consideration

Benefits

  • Now purchase the rented place with our loans
  • Purchase adjoining property to expand your business
  • You can also transfer your existing loan to Shriram Housing for better services
  • Hassle free documentation.

Tenure

Maximum tenure of your loan can be 15 years subject to:
  • Your retirement age will be considered if you are salaried
  • Your age at maturity will be considered if you are self- employed

Loan Amount

  • Minimum loan amount is 1 Lac &
  • Maximum loan amount is 150 lac;
  • Subject to 70%* of the property value and repayment capacity of the borrower

Repayment Options

  • Electronic Clearing System (ECS)/Post Date Cheques (PDC) /NACH

Rate of Interest

  • We offer you floating rates, which are linked to Shriram Housing’s Prime Lending rate (SHPLR). Currently, SHPLR is 15%.
*Terms & Conditions apply. Credit at sole discretion of SHFL.


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